Medicare leads
eniors are the fastest growing market in health insurance and agents are flocking to get their share. Medicare shoppers are probably the biggest segment in the senior market. But new CMS regulations make it harder for you to get Medicare leads. Medicare leads are senior health insurance shoppers who are 64 and above.
Senior Insurance Leads
enior-InsuranceLeads.com verifies each senior insurance shopper that registers on our website. We make sure that our prospects are truly interested in buying insurance. Our websites gather senior leads that actively search for insurance from popular search engines such as Google and Yahoo.
It?s always a difficult time when a family member dies, but an agent can provide a comforting presence when he gives quality service to the surviving members of a customer who purchased final expense insurance. The agent is a living reminder to the family of the loved one?s act to spare them additional burdens on his demise.
Final expense policies help pay for funeral expenses, which can be considerable. That?s why many seniors are actively shopping for final expense insurance to avoid any complications when the time comes.
More families are finding final expense insurance as a practical and economical means for a dignified ritual at the moment of loss. Consumer interest has steadily risen for pre-planned funerals for the last 30 years and final expense insurance is a natural fit for this eventuality.
Alternative Life Insurance
Agents can offer final expense as an alternative life insurance that also provides for their beneficiaries, but in the sense of sparing them the considerable expense of a burial. This is different from the lump sum that life insurance provides, which the policyholder can distribute according to his wishes.
Because this is a policy that is certain to be used by the insured at some point, insurance carriers will charge commensurately. Final expense only gives coverage to burial and related expenses. This includes the coffin, burial plot, burial clothing, and basic services. Funeral policies are individualized, so clients can include specific items with them, unless the plan has a price ceiling. Agents should be aware of this.
If a life insurance policy contains provisions for funeral expenses, agents should make the family take notice that this item may take a significant slice of the life insurance proceeds, because the costs of funeral expenses keep rising.
Agents should also warn prospects about scams that unscrupulous companies resort to in final expense insurance, even though these are rare occurrences. Common scams usually take the form of very low premiums for attractive benefits which the bogus company never intends to fulfil. Families are then subjected to double whammy of footing the bill for services they already paid for.
Dependable agents thus provide a valuable service to their senior insurance prospects when they provide them with this type of protection. As an added protection, they can go to the Better Business Bureau to check if the company providing final expense insurance really are who they claim to be.
If you?re looking for final expense insurance leads, you?ve come to the right place. Just call any Senior-InsuranceLeads.com lead consultant any time.
Aged senior leads. These leads are over 30 days old. Many may have already bought coverage, but many are still shopping. These leads are ideal for agents who sell related products, such as life insurance, disability insurance and final expense insurance. Plus, aged leads sell for less than 5% of the regular price of standard leads.